Saving £50,000 on Commercial Finance

An existing client approached Central Finance looking to purchase the building their business was already trading from. Securing the property was a key strategic step, giving the business greater long-term stability and control over its operating premises while also turning a rental commitment into a valuable owner-occupied asset.

The transaction required a commercial mortgage of just under £1.5 million. While the client had already received an offer from their own bank, they wanted to ensure the funding package was as competitive and efficient as possible before committing to such a significant borrowing decision.

As part of the process, Central Finance approached all the main high street banks and lenders active in the sector to compare available terms and identify the most suitable solution. By taking the transaction to market properly, we were able to secure a significantly stronger offer than the one presented by the client’s existing bank.

The result was a funding package that saved the client more than £50,000 compared to their own bank’s offer, while still providing the certainty and structure needed to complete the purchase confidently. A strong example of the value of independent advice and accessing the market when arranging commercial mortgages.