Central Business Finance Privacy Notice

 

Who we are

Central Business Finance are a trading style of Central Business Development Limited which are Commercial Finance Brokers based in Birmingham.

 

Central Business Development Ltd are Authorised and Regulated by the Financial Conduct Authority ref: FRN 672773 and Registered with the National Association of Commercial Finance Brokers (NACFB), under number Membership Number: M/0102/14. The registered address for the business is 8 Church Green East, Redditch, United Kingdom, B98 8BP.

 

What data do we collect?

Our Company collects may include the following data:

 

  • Personal identification information (Name, email address, phone number, Date of Births etc.)

  • Personal Financial & Income details

  • Copies of personal credit searches 

 

How do we collect your data?

You directly provide Our Company with most of the data we collect. We collect data and process data when you:

  • Register online or other communication methods for our services.

  • Voluntarily complete a customer survey or provide feedback on any of our message boards or via email.

  • Use or view our website via your browser’s cookies.

  • During the course of meetings, face to face or remote

 

Our Company may also receive your data indirectly from the following sources:

  • Companies House

  • AML Platforms

  • Credit Reference agencies

  • Referrals

 

How will we use your data?

Our Company collects your data so that we can:

  • Process your application and manage your request.

  • Email you with special offers on other products and services we think you might like.

 

Data Type                                                                                       Data use

Personal identification information                            Part of Central Business Development Ltd’s                                                                                        due diligence process & To contact you about                                                                                    our services or products

 

Personal Financial & Income details                         Part of Central Business Development Ltd’s                                                                                        due diligence process

Copies of personal credit searches                          Part of Central Business Development Ltd’s                                                                                        due diligence process

If you agree, Our Company will share your data with our partner companies so that they may offer you their products and services.

 

When Our Company processes your data, it may send your data to, and also use the resulting information from, credit reference agencies to prevent fraudulent purchases.

How do we store your data?

Our Company securely stores your data electronically on our cloud encrypted server. Our server is based in the Two geo-redundant data centres within the European Union (separate locations within Demark), these datacentres are monitored 24/7.

 

Your data on our Customer Relationship Management system is held in ISO 27001 certified data centres. These are all based in the EU, including the backup facilities.

 

Data Location & Security

Microsoft Outlook

https://support.microsoft.com/en-us/office/help-protect-your-outlook-com-email-account-a4f20fc5-4307-4ece-8231-6d4d4bd8a9ba

 

Mailchimp

https://mailchimp.com/about/security/

 

QuickBooks

https://quickbooks.intuit.com/uk/legal/data-security/

 

IT Hardware

Cylance Anti-Virus / Firewall, Password Protected

Our Company will keep your Data for a minimum of 6 years. Once this time period has expired, we will delete your data via the data deletion method.

Marketing

Our Company would like to send you information about products and services of ours that we think you might like, as well as those of our partner companies.

If you have agreed to receive marketing, you may always opt out at a later date.

 

You have the right at any time to stop Our Company from contacting you for marketing purposes or giving your data to other members of the Our Company Group.

 

What are your data protection rights?

Our Company would like to make sure you are fully aware of all of your data protection rights. Every user is entitled to the following:

 

The right to access – You have the right to request Our Company for copies of your personal data. We may charge you a small fee for this service.

 

The right to rectification – You have the right to request that Our Company correct any information you believe is inaccurate. You also have the right to request Our Company to complete the information you believe is incomplete.

 

The right to erasure – You have the right to request that Our Company erase your personal data, under certain conditions.

 

The right to restrict processing – You have the right to request that Our Company restrict the processing of your personal data, under certain conditions.

 

The right to object to processing – You have the right to object to Our Company’s processing of your personal data, under certain conditions.

 

The right to data portability – You have the right to request that Our Company transfer the data that we have collected to another organization, or directly to you, under certain conditions.

 

If you make a request, we have one month to respond to you. If you would like to exercise any of these rights, please contact us at our email:

 

Call us at: 0121 236 4550

 

 

Or write to us:

 

Central Business Development Ltd

50 – 54 St Pauls Square

Birmingham

B3 1QS

 

Cookies

Cookies are text files placed on your computer to collect standard Internet log information and visitor behavior information. When you visit our websites, we may collect information from you automatically through cookies or similar technology. For further information, visit www.allaboutcookies.org

 

How do we use cookies?

Our Company uses cookies in a range of ways to improve your experience on our website, including:

 

  • Keeping you signed in

  • Understanding how you use our website

 

What types of cookies do we use?

There are a number of different types of cookies, however, our website uses:

 

Functionality – Our Company uses these cookies so that we recognize you on our website and remember your previously selected preferences. These could include what language you prefer and location you are in. A mix of first-party and third-party cookies are used.

 

Advertising – Our Company uses these cookies to collect information about your visit to our website, the content you viewed, the links you followed and information about your browser, device, and your IP address. Our Company sometimes shares some limited aspects of this data with third parties for advertising purposes. We may also share online data collected through cookies with our advertising partners. This means that when you visit another website, you may be shown advertising based on your browsing patterns on our website.

 

How to manage cookies

You can set your browser not to accept cookies, and the above website tells you how to remove cookies from your browser. However, in a few cases, some of our website features may not function as a result.

Privacy policies of other websites

Central Business Developments Ltd’s website contains links to other websites. Our privacy policy applies only to our website, so if you click on a link to another website, you should read their privacy policy.

 

Changes to our privacy policy

Our Company keeps its privacy policy under regular review and places any updates on this web page. This privacy policy was last updated on October 2022

 

How to contact us

If you have any questions about Our Company’s privacy policy, the data we hold on you, or you would like to exercise one of your data protections rights, please do not hesitate to contact us.

 

Email us at: gdpr@central-finance.com

Call us: 0121 236 4550

 

Or write to us at:  Central Business Development Ltd, 50 – 54 St Pauls Square, Birmingham, B3 1QS

 

How to contact the appropriate authority

 

Should you wish to report a complaint or if you feel that Our Company has not addressed your concern in a satisfactory manner, you may contact the Information Commissioner’s Office.